Vice President, Head of Risk Advisory & Lead UK&I Risk Advisor

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

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Job Description VEL is a significant participant in the payments system across the Europe Region, which represents a diversity of regulatory, economic and political environments. As such VEL recognises it has an important role to play in identifying and managing risks created by its clients that may adversely affect VEL and the effectiveness of the payments system, including VEL’s clients end-consumers. Consequently, the role is a significant contributor to the success of VEL and protecting the Visa brand.

Reporting to the Chief Risk Officer, Europe, the VP, Head of Europe Risk Advisors will be entrusted with a broad portfolio of responsibilities including the implementation of Strategic Risk Management for the business, Ecosystem Risk, Credit Settlement Risk and Corporate Risk across the region and where appropriate will deputise for the CRO.

In addition to overseeing the broader development and execution of the European Risk strategy across the region via the Risk Advisors, the VP, Head of Europe Risk Advisors will be responsible for direct management and implementation of the Europe Risk Strategy within the UK and Ireland Region, serving as the Lead Risk Advisor for the UK/I.

The VP, Head of Europe Risk Advisor will be responsible for creating, managing and adapting the Europe Risk budget to execute a comprehensive strategy for client engagement, external thought leadership development, marketing and corporate communications, and innovation.

The VP, Head of Europe Risk Advisor will have regional responsibility for championing security in the industry and maintaining the integrity of the payments ecosystem. This complex and fast evolving ecosystem includes issuing and acquiring banks, merchants, cardholders, and service providers such as processors, device manufacturers, and payment gateways. The VP, Head of Europe Risk Advisors will be responsible for the execution of all Ecosystem Risk programs in Europe in alignment with the VP Ecosystem Risk, Europe. These programs include the Visa Integrity Risk Program and Visa’s Risk fraud and disputes programs.

Beyond Europe Risk, the VP, Head of Europe Risk Advisors lead is also accountable for Risk to the head of the UK/I business Regional Managing Director for UK/I. In this capacity, the VP, Head of Europe Risk Advisors will serve as the RMD UK/I’s risk lead, providing second-line management for key areas for the first line in the UK/I, including credit settlement, corporate, and regulatory risk issues.

The successful candidate for this hugely diverse role, must collaborate effectively with the Global Risk Leadership Team, the UK/I Leadership Team, Visa hub & global functions including Technology, Innovation, Global Solutions, Client Support Services, Global Product, Government Engagement, and Merchant & Acceptance Solutions.

The VP, Head of Europe Risk Advisors will develop security priorities and execute strategies to prevent fraud, enhance user authentication, safeguard sensitive data, identify and respond to data breaches and prevent the misuse of the payment system for unlawful purposes. This person will also be responsible for executing Visa’s Credit Settlement Risk policy in the UK/I and via the regional risk advisors so as to protect Visa against financial loss in the case of a failure of an issuing or acquiring bank.

The VP, Head of Europe Risk Advisors will play an important role in shaping Visa’s enterprise and operational risk strategies during a period of rapid innovation in the payments industry. From enabling new channels (e.g. eCommerce/ mCommerce) to incorporating new technologies (e.g., chip cards, NFC) and expanding payment ecosystem (e.g. 3rd party service providers, regulators), this role will have the opportunity to lead Visa’s regional leadership team and clients to mitigate risks and innovate responsibly.

He/she will be a catalyst for transforming Visa Europe’s risk strategy and solutions for issuers, acquirers and merchants, with the end goal of championing payments security & forging deeper client relationships. In this capacity, the VP, Head of Europe Risk Advisors is expected to represent Visa in internal executive engagements and external client-facing and public-facing events, driving security, risk, and payments awareness across the industry.

Qualifications Basic Qualifications: 12 or more years of work experience with a bachelor’s Degree or at least 10 years of experience with an Advanced degree (e.g. Masters/ MBA/JD/MD) or at least 8 years of work experience with a PhD Preferred qualifications: 15 or more years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD, PhD)

Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.