Compliance & Diligence analyst

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description The Compliance Analyst is a member of the Visa Payments Compliance due diligence team, responsible for conducting Anti-Money Laundering and Know Your Client checks in line with regulatory requirements and Visa Payments’ policies and procedures. The compliance-risk control framework encompasses financial crime and regulatory compliance, with a focus on AML, Counter Terrorist Financing (CTF), Sanctions, Anti-Bribery and Corruption (ABC), KYC, Know Your Customer’s Business (KYB), and Counterparty Due Diligence (CDD).

Key Responsibilities

Primary Areas Of Responsibility Include

• Conduct comprehensive due diligence during onboarding for Financial Institutions (FIs) and Non-Banking Financial Institutions (NBFIs), ensuring all required checks and verifications are completed in accordance with policies and procedures and regulatory requirements.
• Perform periodic and trigger-based reviews of counterparties to maintain ongoing alignment with compliance requirements, collaborating with relationship managers to gather necessary KYC information and documents.
• Review counterparties' compliance programs and controls, and prepare financial crime compliance reports and recommendations
• Manage daily alerts and conduct Sanctions, Politically Exposed Persons (PEP), Adverse Media screening, and open-source checks as part of continuous counterparty due diligence.
• Ensure all documentation requirements are met, execute AML checks on new and existing clients, and compile review-ready reports for approval in accordance with policies and procedures.
• Identify, escalate, and help resolve issues related to client types, structures, AML/CTF risks, and suspected sanctions matches, promoting best compliance practice within key business areas.
• Assist in the development and implementation of new controls and procedures to enhance the efficiency and effectiveness of the due diligence process.
• Contribute to team training and development by sharing knowledge and best practices in due diligence and compliance.
• Support the development of management information to align with regulatory and internal policy/risk requirements.
• Participate in internal and external meetings as a representative of the Due Diligence team.
• Provide advice on compliance matters and ensure clients remain within legal parameters, using screening and monitoring systems to assess legitimacy and financial crime risk.
• Ensure internal SLAs and deadlines are met.
• Uphold and promote company values in all aspects of the role.
• Support ad-hoc projects as required.

Qualifications Education

• Ideally educated to degree level and/or related professional qualifications (e.g. International Compliance Association Certificates and/or Diplomas) Experience
• 8+ years’ experience in a related environment (payments/FX industry, compliance, regulation, enforcement)
• Specific experience related to Customer Due Diligence (CDD) and Know Your Business (KYB) practices, ideally on large corporate entities, financial institutions, and NBFIs
• Proven experience and understanding of assessing risk and identifying mitigation.
• Understanding of risk, risk assessment, control frameworks and risk mitigation.
• Experience in correspondent banking, wallets, and virtual currency sectors is highly desirable. Skills & Personal Attributes:
• Excellent communication skills, both written and verbal
• Self-motivated with a strong sense of initiative, able to work independently and deliver results within deadlines
• Effective stakeholder management, capable of collaborating with a diverse group
• Delivery-focused mindset, ensuring successful completion of tasks and projects
• Experience in developing, implementing, and maintaining control frameworks
• Exceptional accuracy and attention to detail, supported by strong organisational skills
• Adaptable problem-solver, able to absorb, interpret, and apply complex regulations, as well as identify risks and propose improvements
• Courteous team player with a flexible attitude

Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.